MLCC Licensing Information

Programs, options and property types are not available in all states and jurisdictions and are subject to change without notice. Loans are offered on properties in all 50 states, the District of Columbia, the U.S. Virgin Islands and Puerto Rico. Additional terms, conditions, restrictions, and costs may apply. Merrill Lynch, its affiliated entities, and their employees may receive compensation for its products and services.

All residential mortgage programs except the reverse mortgage program, are offered and funded by Merrill Lynch Credit Corporation ("MLCC"), an indirect wholly-owned subsidiary of Bank of America Corporation, 4804 Deer Lake Drive East, Jacksonville, FL 32246-6484; toll-free telephone: 800-854-7154.

Merrill Lynch, Pierce, Fenner & Smith Incorporated, 4 World Financial Center, New York, NY 10080, toll-free telephone: 800-338-2814, Member, Securities Investor Protection Corporation (SIPC), does not make commitments for or fund loans. AZ License BK-0910076; GA Residential Mortgage Licensee; MA Mortgage Broker License MB0825; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; RI Licensed Loan Broker.

Merrill Lynch, Pierce, Fenner & Smith Incorporated, 255 Ponce de Leon Ave., Ground Floor, San Juan, Puerto Rico authorized as a financial intermediary under License No. IF-2007-393.

Equity Access, Loan Management Account, Managing What You Owe Is As Important As Managing What You Own, Merrill Lynch CreditAdvisor, Mortgage 100, Parent Power, PrimeFirst and Total Merrill (design) are registered service marks of Merrill Lynch & Co., Inc.

Corporate Home Financing Services, Corporate Power, Flexible First, Qualified Buyer and Total Merrill are service marks of Merrill Lynch & Co., Inc.

 ©2009 Merrill Lynch, Pierce, Fenner & Smith Incorporated
Member Securities Investor Protection Corporation (SIPC)
Printed in the U.S.A.