Why We Believe People Like You Choose Us
At Merrill Lynch Home Loans, we look at your total financial picture and provide customized financing solutions that can help you meet your goals, and align with your existing financial strategies. With our broad suite of innovative solutions—including interest-only mortgage payments, competitive home equity lines of credit and 100% financing without private mortgage insurance—our team is well-equipped to help you select the mortgage that best meets your individual needs.

Exceptional Service—We guarantee to meet your closing date (or we will credit you up to $1,000 at closing)
We will meet our agreed upon closing date when you purchase a home or we will credit $500 at closing for loans up to $1 million and $1,000 at closing for loans greater than $1 million. If no closing date is determined, we will apply the appropriate credit if your loan does not close within 45 days. For refinance applications, we will apply the appropriate credit if your loan does not close within 60 days. All guarantees are subject to applicant’s ability to satisfy closing conditions either by the agreed upon closing date or within the applicable 45- or 60-day period. If the credit is not applied at closing, the client will receive a check in the appropriate amount after closing.

More Reasons to Choose Merrill Lynch
We also offer prompt loan decisions so that you can get on the path to owning your new home or refinancing your current one. Additional services to ease the end-to-end home financing process include rate lock and rate protection, application by phone and online service from this website. Visit the Resource Center for more details.